Roseville Bankruptcy

What Documents Should You Have Before You Call A Bankruptcy Attorney

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It’s always a good idea to call a bankruptcy attorney when you’re considering bankruptcy. However, it’s helpful to have some documents on hand. If you can’t get the following documents before you call a bankruptcy attorney, at least get them before you attend a free consultation.

Paycheck

It’s a good idea to have your most recent paycheck on hand. To qualify for chapter 7 bankruptcy your income must be below a certain threshold. Having a paycheck on hand will help you give the attorney accurate information as to your income.

Tax Return

If you don’t have a paycheck handy, knowing your gross income from last year may help. If your income if stable year-after-year a tax return is a great substitute for a recent paycheck.

Mortgage Statement

If you own a home, it’s important that you tell the bankruptcy attorney how much you owe on your mortgage. With that information, the attorney can estimate your equity and determine whether your home can be protected in chapter 7 bankruptcy. After all, if you have too much equity in your home it could be sold in chapter 7 bankruptcy.

Credit Report

A credit report will help you have a ballpark understanding of your total credit card debt and other collection accounts. There could be large accounts you forgot about, like past repossessions or medical bills sold to debt buyers.

Sacramento Law Group LLP is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Our services, benefits and assistance may involve and are with respect to bankruptcy relief under Title 11 of the United States Code. Adam Garcia is responsible for this communication. ADVERTISEMENT. By Adam Garcia on Google+
*$900 Chapter 7 Bankruptcy Fee Disclaimer: While most cases qualify for the above fee, some cases are complex. Consequently, the above fee is only a sample fee (not a specific or guaranteed fee) and is subject to change at any time due to the necessity of charging more for complex cases. The sample chapter 7 fee represents the typical fee for a simple no-asset chapter 7 case. The $900 fee is only available to residents of the following counties: Sacramento, Placer, Yolo, Solano and San Joaquin. Residents of other counties may be charged more.