How You Can Afford a Bankruptcy Attorney
It’s no secret that many bankruptcy attorneys charge more than $1,300 to represent clients in chapter 7 bankruptcy. Alright, some bankruptcy attorneys claim they charge less than $1,000, but if you look in the written representation agreement the $306 filing fee probably is not included, nor are several hundred dollars of expenses. That being said, the final cost of chapter 7 bankruptcy for many Roseville residents exceeds $1,300.
To learn more about how much a bankruptcy attorney costs visit http://sacramentobankruptcylawyer.us/how-much-cost. The final cost of your bankruptcy will depend on the chapter you file under and the attorney you hire.
If you’re contemplating bankruptcy the irony of the situation is probably not lost upon you: you need to declare bankruptcy because you don’t have enough money to pay creditors, but you can’t declare bankruptcy because you don’t have enough money to pay a bankruptcy attorney. To help you achieve debt relief and retain competent counsel this article will discuss several tactics you can use to pay a bankruptcy attorney. Yes, bankruptcy attorney fees can be expensive, but the value many clients receive by the discharge greatly exceeds the bankruptcy attorney’s fees.
Always Consult With A Bankruptcy Attorney
Please note: this article is not instructing you to incur debt in contemplation of bankruptcy, or to incur debt so that you can hire a bankruptcy attorney. Do not use any of the following tactics before speaking with a bankruptcy attorney. Most bankruptcy attorneys can help you identify an appropriate tactic for acquiring the necessary funds to hire a bankruptcy attorney. Call (916) 500-0704 to receive a free consultation with our bankruptcy attorney and learn how you can afford to file bankruptcy.
- Use your tax refund.
- Reduce unnecessary expenses. (Again, speak with a bankruptcy attorney before adopting this tactic. Reducing certain expenses can inhibit your ability to pass the means test and qualify for chapter 7 bankruptcy).
- Temporary jobs. Your nonworking spouse or children can get temporary or part-time jobs. Again, speak with a bankruptcy attorney before adopting this tactic as increasing your income can disqualify you from chapter 7 bankruptcy.
- Gift. Ask a family member to gift you the required funds. Be open and honest about how you will use the funds. Again, speak with a bankruptcy attorney before making the request. We offer a free consultation, so why not call?
These are the most conservative tactics. Other avenues exist for affording a bankruptcy attorney. The best way to learn how to afford a bankruptcy attorney is by scheduling a free consultation. The lawyer can tell you how to afford his fees in a manner that will not jeopardize your bankruptcy.
By Adam Garcia. Adam is a bankruptcy lawyer for Sacramento Law Group LLP. He represents residents of Roseville in bankruptcy. Adam also accepts clients in Santa Rosa and Stockton. You can learn more about Adam’s Santa Rosa practice at santarosabankruptcy.us or skip the research and call his office to schedule a free consultation. Residents of Roseville can meet in his Sacramento office. Residents of Santa Rosa can receive a free phone consultation and deliver documents by mail.